No waiting periods and an open network will allow you to receive a benefit from your dental coverage day one.
Dental insurance works in much the same way that medical insurance works. For a specific monthly rate (or "premium"), you are entitled to certain dental benefits. This usually includes regular checkups, cleanings, x-rays and certain services required to promote general dental health. The plans offered have defined amounts that will be covered for each type of dental procedure. The plans also have annual maximums. Some dental plans may also provide coverage for certain types of oral surgeries, dental implants and/or orthodontia.
Some plans provide broader coverage than others, at varied monthly costs, but there is a plan to fit each need and budget. Make sure to view all of the plans to determine which one best satisfies your needs.
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